at David Sklar & Associates can help you get back in control of your finances by erasing your unsecured debt and giving you the necessary tools to help you reestablish an improved and more secure financial life.
They may ask you to back the loan with collateral -- perhaps by pledging to surrender your car, a certificate of deposit or other savings-type account if you default. If you stopped paying a credit card bill, it's unlikely that your credit union would sue you to take your car.
Don't commit to a payment schedule that you can't meet.
If you do use a personal loan to pay off your credit cards, don't let the new zeroed balances tempt you.
Start with a free consultation – where we will provide you with a professional and objective assessment of your current financial situation.
Our Certified Counsellors will help you discover exactly where you are in terms of your debt load – and work out a realistic plan to get you back on track.