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Yet it's important you ALWAYS REPAY IN FULL each month, so there's no interest cost.See the Section 75 guide for a full guide and Cashback Credit Cards for how to earn cash on top too.This hits hardest if you've ordered goods or tickets from them, and not had delivery, as then you are simply one of a line of people trying to get your money back out of the company's assets, and you usually get back much less than you paid in.Even if you've had delivery, if the company you bought from goes under and there's a problem with the goods, it can mean you've no comeback.Spend on a Visa credit or debit card and, if the goods don't appear within 120 days, you can ask your bank to reclaim the cash from the seller's bank.See the Visa Chargeback part of the Section 75 guide for full details.Bogus websites are often set up to cash in on popular products like Ugg boots and Tiffany necklaces, so be wary if it's an unfamiliar site.And don't think that because it appears on a reputable search engine, that makes it a reputable site - always check.

Quite simply, its customers are immediately transformed into creditors.Reputable firms should also appear on the Companies House site, the UK Govt's official companies register.Be very wary of businesses with just a PO BOX or email address. Anything in the top 100,000 means it's reasonably big - a good, though not foolproof, indication of legitimacy.Belinda Carlisle Bullet For My Valentine Beenie Man Bone Thugs-n-harmony Bad English Blur Beverly Craven Bosson B.i.g.Notorious Black Kids Bring Me The Horizon Brokencyde Big & Rich Basshunter Bocelli Andrea Beck Billie Myers Bjork Buckcherry Ben Jelen Bring It On Boys Like Girls B.r.m.c.